Large Loans for High Net Worth Clients

About large Sharia Compliant Finance for High Net Worth Individuals

Welcome to Islamic Home Finance, your premier destination for sharia-compliant mortgages tailored to high net worth clients. If you're seeking a million pound mortgage or more, we understand the unique financial requirements and religious beliefs you hold. Our specialised team is committed to providing bespoke financing solutions, ensuring compliance with sharia principles while offering the utmost professionalism and confidentiality.

IHF is a sharia compliant finance brokerage that is dedicated to providing our clients with the best possible advice and solutions, and we understand that buying a home is one of the most significant financial decisions you will ever make. Home Purchase Plans are designed to help you buy your home or investment property without compromising on your religious values, and we are here to guide you through the process every step of the way.

A Sharia Compliant Home Purchase Plan is a Halal alternative to traditional mortgage financing. Unlike conventional mortgages, Home Purchase Plans are based on the principles of co-ownership, where you and the finance provider jointly purchase the property, with each party owning a proportionate share. This means that there is no interest charged on the finance, which is in compliance with Islamic principles.

At our sharia compliant finance brokerage, we work with leading providers of Home Purchase Plans in the UK. We offer a wide range of options to suit your needs, whether you are a first-time buyer, a home mover, or looking to remortgage. Our team of experts will guide you through the process, from initial consultation to completion, to ensure that you fully understand the product and the process.

Home Purchase Plans come with a range of benefits, including fixed monthly payments, flexible payment terms, and the ability to make additional payments without any penalty charges. Additionally, the HPP products are vetted by Sharia complaint boards and scholars and fully compliant with Sharia principles, giving you peace of mind that your finance is ethically and legally sound.

Why Choose us?

Sharia Compliance: At IHF, we prioritise providing financial solutions that adhere to sharia principles, allowing you to invest in your dream property while staying true to your religious beliefs. Our commitment to Islamic finance ensures transparency, fairness, and ethical practices throughout the mortgage process.
Expertise in Large Loans: We specialise in facilitating mortgages for properties valued over £500k up to £5M. Our experience in handling large loans enables us to understand the complexities associated with high-value properties and cater to the unique needs of affluent clients.
Tailored Solutions for High Net Worth Clients: As a high net worth individual, your financial situation may be intricate, encompassing self-employment, business ownership, or non-domicile status. Our team of mortgage experts possesses the knowledge and flexibility to explore financing routes specific to your circumstances. We analyse the entire market to secure the best possible terms, ensuring you receive a customised solution that aligns with your objectives.
Discretion and Confidentiality: We understand the importance of confidentiality in your financial matters. Our team is dedicated to upholding the highest levels of discretion throughout the mortgage process. You can trust us to handle your sensitive information with the utmost care and professionalism.
International Clients Welcome: If you are based overseas or a foreign national looking to structure your finances through an offshore vehicle, we have extensive experience in catering to international clients. Our expertise in navigating complex lending scenarios ensures that we can assist you in achieving your goals while adhering to sharia principles.

We can also support Expats - British Nationals who are living abroad, as well as Buy to Let / Commercial property investment purchases or refinances.

At our Islamic Home Finance, we are committed to providing our clients with the best possible advice and solutions for their financial needs. Sharia Compliant Home Purchase Plans are an excellent option for those looking to buy a home without compromising their religious values. With our expert guidance and support, you can be confident in your decision to choose a Home Purchase Plan that is right for you. Contact us today to learn more about how we can help you achieve your homeownership goals while staying true to your values.

A Shariah - Compliant alternative to traditional mortgages
Pay rent not interest
Green Finance options for finance upto £5M
Minimum finance £75,000 upto a maximum of £5M
Acquisition and Rent over 2 or 5 year fixed terms
Employed, Self Employed, Locums and Contractors
New Build Flats & Houses
Ethical Home finance available for UK Residents, UK Expats & International Residents

Upto 6.5x income

Supporting First Time Buyers afford more

90% Finance to Value

Starting with as little as a 10% deposit

Upto 40 year term

Maximising first time buyer affordability and budget

1 year Self Employed

For all standard applications with incomes above £50k

Multiple Incomes accepted

Overtime, Bonus, Commission and second jobs accepted

Gifted Deposits Accepted

Help towards the deposit from parents, family and friends

Flexible Residency Status

Permanent Rights to Reside may not be required

Upto 4 applicants

Use more than 2 incomes on a case by case basis

Home Purchase Plan Highlights

Halal

Our brokerage does not provide advice on conventional mortgage products that involve interest (Riba), as they are not in compliance with the principles outlined in the Qur’an and Hadith. We strive to provide our clients with financial solutions that align with their religious beliefs and values.

Independence

Being an independent adviser means we can offer unbiased and personalised financial advice, tailored to your individual needs. We have access to a wide range of products from the whole market who are Sharia Compliant lenders, ensuring you get the best possible options for your financial goals.

Exclusivity